Stop Wage Garnishment Stop Wage Garnishment Wage garnishment is a serious threat to your income. Most creditors will file a lawsuit against you and obtain a default judgment if you do not answer the complaint. The law firms that work for creditors are collection agencies that get paid a percentage of the collections. Under Florida law, they can order your employer to withhold 25% of your wages. Besides the financial strain, wage garnishment becomes a source of embarrassment for the employee. Once we file bankruptcy for you, the creditor will be stopped from taking any action against you. If you have any question, please call for a free consultation at 321-945-4404.